Where a member dies prior to retirement and does not qualify for a retirement pension a one-time lump sum is payable.

Who is entitled?

• The death refund is paid to the;
• Surviving spouse, His/her dependents if any who he/she has been maintaining for at least seven years prior to his/her death
• In cases where there is no nomination, his/her heirs in the absence of the above

Voluntary Contribution Refunds

provided the deceased has not pledged to the SPF his/her voluntary contribution, as a security for a housing or a medical loan:

• The voluntary contribution is paid to person/s mentioned on the voluntary contribution nomination form by the member prior to his/her death
• In the absence of the nomination form the voluntary contribution is payable as per above